Government of Maharashtra Satyameva Jayate

Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana is an initiative by Government of India in which affordable housing will be provided to the urban poor people.

Mainly 3 schemes are introduced under it:

  • Credit Link Subsidy Scheme (CLSS)
  • Affordable Housing Projects (AHP/PDD)
  • Beneficiary Lead Construction (BLC)
Scheme Type of Component Maximum Area of construction Maximum Subsidy Eligibility for the scheme Document to be submitted with the application
CLSS Generating affordable housing for economically weaker section and low-income groups through loan attached interest subsidy Up to 200 sq. m. carpet area Loan up to 9 lacs 4% discount rate or a loan up to Rs 12 lakh at 3% discount rate For the family whose annual income is up to 18 lakhs and living as the tenant/joint family/ homeless/reservation affected area/in the inappropriate area
  • Income certificate (self-certified)
  • Affidavit along with the application
  • Aadhar Card
  • Xerox copy of pass book of the applicant’s name
  • Resident certificate signed by respective honorable corporators
  • PAN card
  • Land ownership proof if it is to be build on your own land
AHP/PDD Creating affordable housing systems in partnership with a private or government developer Up to 30 sq. m. carpet area Rs. 2.50 lac For the family for less than 3 lakhs of annual income living as the tenant/joint family/homeless/reservation affected area/in the appropriate place
  • Income certificate (self-certified)
  • Affidavit along with the application
  • Aadhar Card
  • Xerox copy of pass book of the applicant’s name
  • Resident certificate signed by respective honorable corporators
  • Rental receipt
  • PAN card
BLC Grant for building a house to individual in Economically Weaker Sections Up to 30 sq. m. carpet area Rs. 2.50 lac For the family for less than 3 lakhs of annual income living as the tenant/joint family/homeless/reservation affected area/in the appropriate place
  • Income certificate (self-certified)
  • Affidavit along with the application
  • Aadhar Card
  • Xerox copy of pass book of the applicant’s name
  • Resident certificate signed by respective honorable corporators
  • Proof of ownership
  • Photographs with the proposed construction site of the applicant